Current Mortgage Interest Rates 2025 Nj. The new jersey mortgage interest rate on august 7, 2025 is up 1 basis point from last week's average new jersey rate of 6.09%. Find the loan that fits your needs.

Here, you can view today’s mortgage interest rates, updated daily according to data from bankrate, so you can have the most current data when purchasing or. Paying a 25% higher down payment would save you $8,916.08 on interest charges.